Affordable & Attainable Housing

• Continue to support the Loudoun County Department of Housing and Community Development to increase the visibility, prioritization, and effectiveness of Loudoun County’s homeownership and rental housing opportunity programs;
• Promote an increase in public and/or private-sponsored down-payment assistance for workforce families;
• Support the creation of a housing task force to develop new housing that would be affordable;
• Promote the use of county-owned land to be used for housing that is affordable;
• Promote the use of faith-based land for housing that is affordable and attainable, as there are very few efforts underway in this regard;
• Provide incentives for employer-provided and military housing assistance; and
• Encourage regular assessments and studies to determine housing needs.

The most recent U.S. Census indicates that the median household income for Loudoun County residents was $178,707 (in 2020 dollars). A family at this income level could afford to purchase a home priced up to three (3) times their income level – $536,121. In Loudoun County, the median home price climbed from $615,000 in Q3 2021 to $760,000 in Q3 2025, according to Virginia Realtors®. DAAR believes that this increase edges out of the market many individuals who do not make an above-average salary. 

Efforts have been made to highlight the need for housing that is affordable in Loudoun County.

• At the 2025 Loudoun County Housing Summit, speakers and panelists emphasized the importance of providing housing that is affordable in Loudoun County and recommended ways in which additional housing could be developed.
• The county conducted workshops where Housing Summit speakers and other interested persons provided in-depth recommendations for the county in three areas: i) proposed revolving loan fund guidelines; ii) barriers to affordable and attainable housing; and iii) use of public partnerships and public land.
• The Fiscal Year 2025 brought forth a renewed focus by the county on home ownership programs, including multiple programs ranging from 30% to 100% AMI, with assistance in multiple areas, including but not limited to:
  • DPCC: Down Payment and Closing Cost Assistance Program
  • DPCC Plus: Down Payment and Closing Cost Assistance Plus Program
  • PEG: Public Employee Grant Program
  • SPARC: Sponsoring Partnerships and Revitalizing Communities
• The Loudoun County Economic Development Advisory Commission established a Housing Ad-Hoc Subcommittee to 1) support policies and make recommendations to the Board of Supervisors (BOS) for policy and program development related to affordable and attainable housing; 2) serve as a source of study and advocacy for the BOS on the supply and demand issues of affordable and attainable housing; 3) work cooperatively with other jurisdictions to encourage regional affordable and attainable housing solutions; 4) mobilize business and community support to develop and sustain workforce housing programs; 5) provide input on the affordable and attainable housing needs regarding funding options due to Urban County Status and recommend approval of grant applications; and 6) support community education and outreach on affordable and attainable housing initiatives. 
• In 2021, the Loudoun County Board of Supervisors adopted the Unmet Housing Needs Strategic Plan (UHNSP) which is designed to assist the county in improving housing accessibility, affordability, and quality for families; this document and its objectives continue to be updated as the planners strive to meet the objectives of the plan:
  • Establish a coordinated, collaborative, and integrated housing network. 
  • Secure land resources needed to address unmet housing needs. 
  • Obtain viable funding sources. 
  • Provide incentives, establish priorities, and increase access to affordable and attainable housing. 
  • Implement policy changes to support affordable and attainable housing production and preservation. 

Loudoun County Housing Needs Assessment 2015-2040
Loudoun County 2019 Comprehensive Plan
Loudoun County Unmet Housing Needs Strategic Plan
U.S. Census Quick Facts: Loudoun County, VA

The DAAR Government and Political Affairs Committee will focus on advocating for the inclusion of strategies to address housing affordability, attainability, and development concerns as the county begins to implement the Unmet Housing Needs Strategic Plan and ensure that there is accountability and transparency throughout the process. 

The committee will also advocate against restrictive housing and land use policies that do not integrate provisions for affordable, attainable, and workforce housing.