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CFPB Final Rule Clear on Ability to Share Closing Disclosures

July 10, 2017

On July 7, 2017, the Consumer Financial Protection Bureau (CFPB) released the final rule amending the “Know Before You Owe” (KBYO or TRID) mortgage disclosure rule. As advocated for by NAR, the final rule clarifies the ability to share the Closing Disclosure (CD) with third parties – a victory for real estate professionals nationwide. As […]

Need to Know: New Real Estate Laws Effective July 1st

June 22, 2017

New laws in Virginia always start on July 1st, and this year is no different. There are several new laws and other changes that could impact the real estate industry that will go into effect July 1, 2017. DAAR members joined with the Virginia REALTORS® during the 2017 General Assembly Session to help make sure […]

Effective July 1st, 2017 Home Inspectors in VA must be Licensed

June 16, 2017

Where did this come from? In 2015 and 2016, the Virginia General Assembly passed laws requiring the certification and licensure of Virginia home inspectors. Those requirements take effect THIS YEAR on July 1st. What does it mean? Effective July 1, if you recommend an unlicensed home inspector, YOU MAY BE LIABLE. Home inspectors with current certifications […]

What Change Do You Want to See in Loudoun?

June 1, 2017

Calling ALL DAAR Members – We need you to raise your REALTOR® voices! This is your chance to make sure Loudoun County officials hear from REALTORS® as they develop a new comprehensive plan. The County’s Envision the Future Workshops will be held in June and we need each of you to attend at least one […]

In the Know: NAR Analyzes Federal Budget Proposal Impact on Housing

March 31, 2017

On March 16, 2017, President Trump released his budget for the 2018 fiscal year, which begins on October 1.   The proposal would eliminate funding for community development block grants and HOME housing block grants as part of a 13-percent cut in HUD programs. FHA mortgage insurance appears to be left untouched. Funding for flood mapping, […]

Need to Know: CFPB Consent Orders

March 3, 2017

On January 31, 2017 , the Consumer Financial Protection Bureau (CFPB) announced that it entered into consent orders with a mortgage lender, mortgage servicer and two real estate brokers for violations of the Real Estate Settlement Procedures Act (RESPA). As part of the consent orders, the four companies agreed to pay $4 million. The two […]

Advocacy in Action: Advance REALTOR® Priorities in Virginia!

January 13, 2017

Now in session… all of Virginia’s 100 Delegates and 40 Senators returned to the State Capitol on January 11th for a 46-day General Assembly ‘session’ to review amendments to the biennial budget and act on thousands of pieces of legislation. The primary goal of advancing REALTOR® priorities at the state level is to shape the future of real estate in […]